Third Party Insurance is basic car insurance that covers any accidental damages to third party property caused by the vehicles on cover and for which the driver is legally liable. 

1st for Women doesn’t cover damage to your own car if you’re involved in an accident, whether it was your fault or not. We also don’t cover you if your car is stolen, hijacked. This type of insurance plan was specifically designed to give you just the basics with an affordable monthly premium.

We also don’t cover you if you do anything illegal in your car, like drive without a valid licence or drive while under the influence.

Legal liability is a technical term that means you’re responsible to pay for the damages if you cause an accident. It doesn’t matter how it happened – whether you looked away for a second at your radio station, lost concentration, or misjudged a gap in oncoming traffic. Depending on the circumstances of the accident, you might damage one or multiple people’s cars; either way, you might be held legally liable to pay for the repairs or replacement of the vehicles damaged.