Personal Accident Cover

Accidents happen when we least expect them, and the impact can be overwhelming, physically, emotionally, and financially.
With 1st for Women Personal Accident Cover, you don’t have to face it alone. Whether it’s hospitalisation, disability, or even the unthinkable loss of life, this cover helps ease the financial strain so you and your loved ones can focus on what really matters.
Added benefits like trauma counselling, 24hr emergency medical evacuation, and Road Accident Fund assistance mean you’ll have practical support when you need it most.
It’s Personal accident insurance cover designed for you and your family when life takes an unexpected turn.
Choose Insurance made for your family

The Accident Cover policy offers four distinct benefits

Total Pay-out
Tax-free payout due to death or disablement of the insured as a result on an accident.

HIV Assistance
Assistance should you be accidentally exposed to HIV.

Trauma Benefit
Access to professional trauma counselling as a result of an accident.

Hospital Benefit
Hospitalisation in the event that you are hospitalised up to 104 weeks.
THE PERSONAL ACCIDENT POLICY IS NOT A MEDICAL SCHEME AND THE COVER IS NOT THE SAME AS THAT OF A MEDICAL SCHEME. THIS POLICY IS NOT A SUBSTITUTE FOR MEDICAL SCHEME MEMBERSHIP.
The Personal Accident Cover she deserves

Children benefit cover
As part of the cover, children are also covered for the maximum amounts below
R20 000 for children unborn to 6 years old.
R50 000 for children 7 to 14 years old.
25% of the main member’s cover for children between 15 and 21, and up to 25 if they are registered full-time students
Total disablement cover
Should you suffer disablement as a result of an accident, we will compensate you according to the scale of benefits and level of cover chosen.
Customise your policy with extra protection.
Customise your policy with extra protection.